Interactive 3-year profit projection for a Florida Panhandle IT startup with $60,000 SBA loan. Adjust founders between 2 and 4, plus clients, rate, and loan terms.
Florida Panhandle IT startup — SBA loan model
$60k SBA 7(a) · 2 founders · existing office · Jan 2029
SBA 7(a) loan — $60,000
Rate (est. 2029)10.5%
Term10 years
Monthly payment$807
Annual debt service$9,684
Per-founder share$4,842/yr
Balance after yr 3—
Loan proceeds deployed:
RMM/PSA toolstack — $12,000
Hardware & networking gear — $15,000
Marketing & branding — $8,000
Working capital buffer — $20,000
Legal, insurance, LLC setup — $5,000